Download Kovernow

Simple and efficient
insurance for watch lovers

Protect your investment with the KoverNow App in minutes.

Download Kovernow

Is insuring your
watch a hassle?

Hours of talking to salespeople, dozens of different forms to fill, opaque pricing with inflexible long contracts are making you confused and frustrated. Don’t let the joy of owning an exquisite timepiece be tainted with paperwork -You should have control over this.

Kovernow puts you in control

Fully Digital Process
Kovernow offers a door-to-door insurance service, from pricing to policy purchase and claims. Do it completely digitally on our mobile app.

Transparent & Instant Quote

Just add some basic information on your watch and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your watch, so you will always be insured for the right amount.

Protection for Loss and Damage

Our Policies (underwritten by QBE Singapore) cover both loss and damage. For your damaged watch you will be reimbursed for the repair cost, for lost watches you will be paid the agreed value.

You work hard
for your watches

A timepiece does not just tell time, it signifies much more. We understand you want to wear it and enjoy it without the frustration of long insurance processes.

With Kovernow:

  • A database of over 35,000+ watch prices (updated daily!) for accurate valuation points
  • All processes are completely digital 
  • In-app support​

You work hard
for your watches

A timepiece does not just tell time, it signifies much more. We understand you want to wear it and enjoy it without the frustration of long insurance processes.

With Kovernow:

  • A database of over 35,000+ watch prices (updated daily!) for accurate valuation points
  • All processes are completely digital 
  • In-app support​

Protect your timepiece quick and easily with Kovernow

Upload your watch
Select your watch from our 35,000+ watch database to get the most accurate valuation and data.
Get your insurance quote
Your monthly quote is based on your current watch valuation. That way you will never be over- or underinsured.
Purchase insurance

Simply pay the policy and it will automatically renew every month. Your watch is now protected and you can cancel anytime.

Whether you are a watch collector or looking to protect your first important timepiece, we are here to help.

Most homeowners’ policies are designed to protect your home contents only and typically exclude or limit watch coverage. So, if your watch costs more than the coverage limits, you will not be able to fully recover any loss.

KoverNow Digital Insurance, underwritten by QBE, provides “all-risk” cover for most cases of loss (no deductible) and damage so that you can protect your watches easily and focus on enjoying them wherever you are.

Our membership & certification

Whether you are a watch collector or looking to protect your first important timepiece, we are here to help.

Most homeowners’ policies are designed to protect your home contents only and typically exclude or limit watch coverage. So, if your watch costs more than the coverage limits, you will not be able to fully recover any loss.

KoverNow Digital Insurance, underwritten by QBE, provides “all-risk” cover for most cases of loss (no deductible) and damage so that you can protect your watches easily and focus on enjoying them wherever you are.

Our membership & certification

Insurance that
puts you first.

Download the KoverNow App to protect your watch today.