Luxury Watch Insurance

Your precious watch collection deserves comprehensive protection from vulnerabilities. Wear your luxury watch each & every moment with peace of mind, knowing it’s insured against damage & loss.

* Luxury Watch Insurance of KoverNow is underwritten by QBE Insurance (Singapore) Pte Ltd.

Explore our comprehensive policy benefits

All-risk Protection

Your watch is covered for loss and damage, including theft.

Market Value Assurance

Complete protection matching your watch's current market value, covering repair and replacement costs with no deductibles.

Responsive to Market Shifts

Monthly reevaluation at policy renewal maintains your watch's insurance aligned with market fluctuations for accurate coverage.

Worldwide Cover

Your cherished timepieces are protected worldwide, home or abroad.

Flexible Coverage Period

The minimum insurance term is one month and you can cancel anytime.

Instant Mobile Process

Available 24/7, with instant coverage and in-app claim filing.

Setting Us Apart: Monthly Revaluation for Precise Protection

As the only provider offering monthly revaluation, KoverNow guarantees your watches are never undercovered!

KoverNow

Other Watch Insurance

Home Insurance

Market Value Cover

Limited

Monthly Revaluation

Limited

Damage Cover

Limited

Loss Cover

Limited

Theft Cover

Limited

Worldwide Cover

Limited

Flexible Coverage Period

Limited

No deductibles

Limited

Quick in-app setup

-

Simple in-app claim process

-

* Please consider the Policy Wording for terms, conditions and exclusions of the policy.

Example Pricing Table

Watch Model

Current Market Value (SGD)

Monthly Premium (SGD)

Tudor Pelagos Black (25600TN)

3,321

13.64

Omega Speedmaster Professional Moonwatch (310.30.42.50.01.001)

5,198

21.07

Rolex Cellini (50705RBR)

14,801

59.02

IWC Portuguese Perpetual Calendar 5021 (502119)

19,964

79.44

Patek Philippe Nautilus 3900

30,076

119.41

* Current market value varies depending on luxury watch conditions and purchase date.

Underwritten by one of the world’s top insurance companies

Our luxury watch policies are underwritten by QBE Insurance (Singapore) Pte Ltd.

Established in 1891 as a trusted general insurance and reinsurance company, QBE Singapore currently receives insurer financial strength ratings of A from Standards & Poor’s – stable outlook.

More about QBE

Conveniently purchase & manage your policies with the KoverNow app

1. Get watch valuation & see a customised quote

Upload your watch to get an immediate quote and the latest accurate valuation.

2. Upload watch documents

Simply add your watch receipts and a selfie with your watch to finish the setup.

3. Purchase Kover

Pay the policy premium in app. We will automatically renew your cover every month. Your treasured piece is now protected and you can cancel anytime.

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Luxury Watch Insurance

Explore our comprehensive policy benefits

All-risk Protection​

Market Value Assurance

Responsive to Market Shifts

Worldwide Cover

Flexible Coverage Period

Instant Mobile Process

Setting Us Apart: Monthly Revaluation for Precise Protection

As the only provider offering monthly revaluation, KoverNow guarantees your watches are never undercovered!

KoverNow

Other Watch Insurance

Home Insurance

Limited

Limited

Limited

Limited

Limited

Limited

Limited

Limited

Limited

-

-

-

-

Example Pricing Table

Watch Model

Current Market Value (SGD)

Monthly Premium (SGD)

Underwritten by one of the world’s top insurance companies

Our luxury watch policies are underwritten by QBE Insurance (Singapore) Pte Ltd.

Conveniently purchase & manage your policies with the KoverNow app

1. Get watch valuation & see a customised quote

2. Upload watch documents​

3. Purchase Kover

File a claim quickly and easily

Memberships & Certifications

We are proud to partner with and be part of trusted Singapore authorities.

KoverNow is a corporate agent of the General Insurance Association of Singapore (GIA) with GIA no. C005893.​

KoverNow uses SingPass for customer identification (KYC). This cooperation allows the secure capture of customer-specific data.

KoverNow is SFA certified and subject to their regulations (RA23010001).

KoverNow is a member of Singapore Business Federation with membership number: C0548264.​

Download the app for free to get an instant quote

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Holiday Peace of Mind

Unlock 25% Off Watch Insurance with Code

HOLIDAY25

All-risk Protection

2. Upload watch documents

KoverNow is a corporate agent of the General Insurance Association of Singapore (GIA) with GIA no. C005893.

KoverNow is a member of Singapore Business Federation with membership number: C0548264.