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Luxury Watch Insurance

Protection for your luxury watch with insurance that stands the test of time.

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Explore our comprehensive policy benefits

All-risk Protection​

Your watch is covered for loss and damage, including theft.​

Market Value Insurance

Complete protection matching your watch's current market value, covering repair and replacement costs with no deductibles.

Responsive to Market Shifts

Instant revaluation at policy renewal maintains your watch's insurance aligned with market fluctuations for accurate coverage.

Worldwide Cover

Your cherished timepieces are protected worldwide, home or abroad.​

Flexible Coverage Period

Coverage period tailored to your needs with flexible plans of 3, 6, or 12 months. And you can cancel anytime.

Instant Mobile Process

Available 24/7, with instant coverage and in-app claim filing.

Setting Us Apart: Ongoing Valuation for Precise Protection​ As the sole provider offering automatic revaluation upon policy renewal, KoverNow ensures your watches are never undercovered!

KoverNow

Other Watch Insurance

Home Insurance

Market Value Cover

Limited

Limited

Automatic Revaluation

Limited

Limited

Damage Cover

Limited

Loss Cover

Limited

Theft Cover

Limited

Worldwide Cover

Limited

Flexible Coverage Period​

Limited

Limited

No deductibles

Limited

Limited

Quick in-app setup​

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-

Simple in-app claim process​

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* Please consider the Policy Wording for terms, conditions and exclusions of the policy.

Enhanced Valuation & Tracking​ Transform your luxury watch insurance with KoverNow's premium offerings:​

Precise Daily Valuations

Trust in our partnership with WatchCharts to seamlessly integrate accurate daily valuations for your timepieces. Confidently insure your watches, knowing their precise worth.

Value Tracking for Insured Watches

Conveniently monitor your insured watches market value over a year, covering approximately 25,000 recognised watch models in KoverNow database.

WatchCharts is a premier authority in the watch market, providing trusted data to collectors and professionals worldwide (New York Times, The Guardian, Bloomberg, HODINKEE, etc.). Learn more

Underwritten by one of the world’s top insurance companies

Our luxury watch policies are underwritten by QBE Insurance (Singapore) Pte Ltd.

Established in 1891 as a trusted general insurance and reinsurance company, QBE Singapore currently receives insurer financial strength ratings of A from Standards & Poor’s – stable outlook.

More about QBE

Conveniently purchase & manage your policies with the KoverNow App

1. Upload your watch

Upload your watch along with its receipt. Take selfies with your item, noting the purchase date and condition for an accurate valuation.

2. Get customised quotes

Receive instant quotes for 3, 6, or 12-month plans and easily select the most suitable option for your needs.

3. Purchase Kover

Pay the policy premium within the app. Your cover will automatically renew after your chosen plan duration. Your treasured piece is now protected and you can cancel anytime.​

File a claim quickly and easily

  • Online 24/7 through the mobile app​
  • Simple steps with clear instruction​s
  • Instant response

Memberships & Certifications

We are proud to partner with and be part of trusted Singapore authorities.

KoverNow is a corporate agent of the General Insurance Association of Singapore (GIA) with GIA no. C005893.​
KoverNow uses SingPass for customer identification (KYC). This cooperation allows the secure capture of customer-specific data.
KoverNow is SFA certified and subject to their regulations (RA23010001).
KoverNow is a member of Singapore Business Federation with membership number: C0548264.​

Flexible coverage periods tailored to your needs​ Choose the right watch insurance plan for you​

Example of a timepiece valued at S$15,000.

For spontaneous weekend escapers​
3 months
S$50.62/month
20% OFF
Renews every 3 months​
For meticulously planned vacationers​
6 months
S$40.65/month
15% OFF
Renews every 6 months
20% OFF
BEST VALUE
For collectors and frequent travelers
12 months
S$33.03/month
25% OFF
Renews every 12 months​
35% OFF

Download the KoverNow app to get an instant quote

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