Smart insurance controlled by you.

Decide on what, where and when you want Kover.

Available on the App Store & Google Play Store

Is insuring your luxury item a hassle?

Tiresome process

Tired of opaque pricing, slow paper based processes, forms, inflexible runtimes and time consuming claims? Why can’t insurance be as easy as shopping?

Home insurance

Not my house. You do not want to spend money on protecting your sofa, or think about deductibles and exclusions, but only Kover on selected items dear to you, wherever you are.

Non-inclusive warranties

Not a warranty. Don’t confuse warranties with loss and damage. A warranty will protect your items from mechanical failure only, whereas we kover everything else.

With Kovernow,
all that is a thing of the past.

Start placing things you own in your Vault and track the current value of every item – completely for free. You’ll only be charged when you choose to insure something. If you no longer need the Kover, simply turn it off at anytime.

Always see live actionable premiums calculated on the current value of your item. We will automatically adjust your premium if the value of your item changes, so costs are always transparent and you will never be over- or underinsured as a result.

Protecting the things that matter only takes minutes.

Upload your item

Select the category and choose the item from our comprehensive database to get the most accurate valuation and data.

Get your insurance quote

Your monthly quote is based on your item’s current market valuation. That way you will never be over- or underinsured.

Purchase Kover

Simply check out in-app and receive your policy instantly. Your item is now protected and you can cancel anytime.

Insure your investments.
From tablets to tiaras.

Watches

Cameras

Bags

Jewellery

Laptops

Pets

Coming soon

Mobility

Coming soon

Travel

Coming soon

Benefits of
Kovernow

Puts you in control

Fully digital process

Transparent & instant premiums

All risk, global cover for loss and damage

Benefits of
Kovernow

Puts you in control

Fully digital process

Transparent & instant premiums

All risk, global cover for loss and damage

Memberships & Certifications & Insurance Partners

Protect the things you love, quickly and easily.

Simply download our FREE App and start using our complimentary Vault service.

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Smart insurance controlled by you.

Is insuring your luxury item a hassle?

With Kovernow,
all that is a thing of the past.

Protecting the things that matter only takes minutes.