Smart insurance controlled by you.

The smartest, fastest and most transparent insurance products,
curated to protect your passion

Download for Free on App Store and Google Play


Insuring the things you care about is fast, easy & safe with KoverNow

Instant Online Premiums

Receive instant online insurance quotes for your valuable items at the click of a button.

Get Insured In Minutes

Achieve peace of mind with our quick and easy insurance process, getting you insured in mere minutes.

Fast & Simple Claims Process

Navigate the unexpected with our fast and simple claims process, designed for your convenience.

Coverage Everywhere

With KoverNow, you’re protected globally, ensuring your valuables are covered even when you’re away from home.

Tailored Protection

We understand the importance of specialized coverage, providing you with the right protection for your valuable possessions.

Peace of Mind

Our insurances ensure that you can repair or replace your valuable without added financial burden or stress.

Types of KoverNow Insurance

Protecting the things that matter only takes minutes

Why Insure Your Luxury Items With KoverNow?

Most home insurance policies provide limited or no coverage for your valuable possessions outside your home or abroad. At KoverNow, we believe in protecting what matters most to you, wherever you go. Here’s what sets us apart:

  • Comprehensive Coverage: We insure against loss and damage caused by events involving you, ensuring that your valuable possessions are protected.
  • Accidental Damage: If you accidentally damage your watch, we cover the cost of repair or replacement.
  • Theft Protection: In the unfortunate event of theft, we provide compensation based on the actual value stated in the Vault.
  • Beyond Home Insurance: Unlike home insurance, which has limitations and deductibles, our coverage extends beyond your home and offers all-risk protection for your personal effects.

With KoverNow, you can have peace of mind knowing that your valuable possessions are fully protected, no matter where you are. Say goodbye to limited coverage and explore the comprehensive protection we offer.

Home Insurance
Global Cover
No Appraisal
No Deductibles
Mechanical Failure
Only at home + Deductible
& Cap
Not always
if bag is more than cap
Example Pricing Table
Item/Travel Value (SGD) Premium (SGD) / month/trip
Omega Moonwatch Professional
10,600 42.42
Prada Top Handle Tote Militar
3,200 9.55
Tiffany Embrace Band Ring
(0.91 Carat)
8,500 42.56
Camera Sony RX10 IV
2,499 11.09
Apple Macbook Pro
13” M2 512GBV
2,179 6.07
Trip to Japan
1 week, 1 person
---- 38.40
Terence Chan

After the latest update the app works well and is user friendly. Watch prices the app suggests and compared those with other platforms I use, the KoverNow valuations are conservative and realistic. The immediate availability of premiums is very convenient too. IT support was also prompt and helpful. This is the only app that manages door to door coverage which is an industry first. Recommended!


I recently tried out the KoverNow app for travel insurance and was amazed by how fast and seamless the process was. Within minutes, I was able to purchase coverage through the app’s user-friendly interface. The policy details were clear and easy to understand. I appreciated the app’s transparency and the ability to manage my policy on the go. If you’re looking for a quick and hassle-free travel insurance solution, I highly recommend KoverNow!

Tay Pai Pin

My travel cover was priced and purchased in just a few clicks! Love the interface and knowing that my policy and any claims process are at hand with the app.

Den Choi

Few clicks to have my laptop insured, handy and good pricing.

Protect the things you love, quickly and easily.

Download the KoverNow app now: