Jewellery Insurance

Your jewelry isn’t just an accessory; it’s a part of your identity, a symbol of moments and memories. Wear your jewellery with peace of mind, knowing it’s insured against damage & loss. *Jewellery Insurance of KoverNow is underwritten by QBE Insurance (Singapore) Pte Ltd.

Explore our comprehensive policy benefits

All-risk Protection​

Your jewellery is covered for loss and damage, including theft.

Market Value Assurance

Complete protection matching your jewellery's current market value, covering repair and replacement costs with no deductibles.

Tailored Precision

Monthly revaluation ensures that you pay precisely for what your jewelry is worth today, not a penny more.

Worldwide Cover

Ensure your jewelry shines with you wherever you go, home or abroad.

Flexible Coverage Period

The minimum insurance term is one month and you can cancel anytime.

Instant Mobile Process

Available 24/7, with instant coverage and in-app claim filing.

Setting Us Apart: Monthly Revaluation for Precise Protection

KoverNow

Home Insurance

Market Value Cover

Limited

Monthly Revaluation

Limited

Damage Cover

Limited

Loss Cover

Limited

Theft Cover

Limited

Worldwide Cover

Limited

Flexible Coverage Period​

Limited

No deductibles

Limited

Quick in-app setup​

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Simple in-app claim process​

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* Please consider the Policy Wording for terms, conditions and exclusions of the policy.

Example Pricing Table

Jewellery Model

Current Market Value (SGD)

Monthly Premium (SGD)

Bulgari B.zero1 Bracelet

2,970

15.18

BP DE Silva Deco Pop Aquamarine Studs

4,800

24.21​

Tiffany Embrace Band Ring – (0.91 Carat)

8,500

42.56

Chanel Eternal No.5 Transformable Earrings (18K white gold/diamonds)

16,200

80.58

Cartier Agrave Necklace (White gold diamonds)

28,600

141.83

* Current market value varies depending on jewellery conditions and purchase date.

Underwritten by one of the world’s top insurance companies

Our jewellery policies are underwritten by QBE Insurance (Singapore) Pte Ltd.

Established in 1891 as a trusted general insurance and reinsurance company, QBE Singapore currently receives insurer financial strength ratings of A from Standards & Poor’s – stable outlook.

Conveniently purchase & manage your policies with the KoverNow app

1. Get jewellery valuation & see a customised quote

Upload your jewellery to get an immediate quote and accurate valuation.

2. Upload jewellry documents​

Simply add your jewellery receipts and a selfie with your jewellery to finish the setup.​

3. Purchase Kover

Pay the policy premium in app. We will automatically renew your cover every month. Your jewellery is now protected and you can cancel anytime.​

File a claim quickly and easily

Memberships & Certifications

We are proud to partner with and be part of trusted Singapore authorities.

Download the app for free to get an instant quote