1.
Upload your jewellery item
Select your jewellery item from our luxury jewellery database to get the most accurate valuation and data.
Enjoy wearing your jewellery wherever you are. Protected against loss and damage you can focus on looking your best and stop worrying about your investment Insure your precious pieces and be safe worldwide.
Luxury jewellery is an art form and is crafted to be admired. We understand you want to wear it and enjoy it without the frustration of long insurance processes.
Kovernow offers a door-to-door insurance service, from pricing to policy purchase and claims. Within our App you manage your policies anytime and anywhere. The minimum runtime is only 30 days. After this period you can either extend for another 30 days or cancel.
Just add some basic information on your jewellery and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your jewellery, so you will always be insured for the right amount. In the case of questions our customer service is there for you.
Our Policies (underwritten by QBE Singapore) cover both loss and damage – globally. For your damaged jewellery you will be reimbursed for the repair cost, for lost jewelleries you will be paid the agreed value. All claims are done within the app and after approval by our insurance partners you will get instantly re-imbursed.
1.
Upload your jewellery item
Select your jewellery item from our luxury jewellery database to get the most accurate valuation and data.
2.
Get your insurance quote
Your monthly quote is based on your jewellery’s current market valuation. That way you will never be over- or underinsured.
3.
Purchase Kover
Simply pay the policy and it will automatically renew every month. Your jewellery is now protected and you can cancel anytime.
You may conveniently claim through our in-app claims module. All we require is a description of events that transpired and possibly supporting documents which you can upload via the app.
Your policy reprices every 30 days to adjust to market value. You can cancel it at any point in time if you no longer need coverage.
We insure against loss and damage caused by events that involve you. So if you drop your jewellery by accident and it gets damaged, we take care of the cost of repair or replacement. In the unfortunate event that your jewellery is stolen, you will receive the actual value stated in the Vault.
In contrast to a warranty, which covers your jewellery for manufacturing defects, we cover events that involve you. Home contents cover is limited to your home and is not all risk. These home policies typically come with deductibles and caps on value of personal effects.
if jewellery is more than cap
| Jewellery Model | Value (SGD) | Monthly Premium (SGD) |
|---|---|---|
| Bulgari B.zero1 Bracelet | 2,970 | 15.18 |
| BP DE Silva Deco Pop Aquamarine Studs | 4,800 | 24.21 |
| Tiffany Embrace Band Ring - (0.91 Carat) | 8,500 | 42.56 |
| Chanel Eternal No.5 Transformable Earrings (18K white gold/diamonds) | 16,200 | 80.58 |
| Cartier Agrave Necklace (White gold diamonds) | 28,600 | 141.83 |
Our jewellery insurances are underwritten by QBE Singapore. For customer identification (KYC) we use SingPass. This cooperation allows the secure capture of customer-specific data. Furthermore, KoverNow is SFA certified and subject to their regulations.
Download the KoverNow App to protect your jewellery today.
