Who we are

Headquartered in Singapore, KoverNow is a mobile-based digital insurance platform.

It was founded by a team of insurance, banking, technology and marketing professionals with a vision to disrupt insurance and transform it into a more customer-first service for digital natives across South East Asia.

KoverNow passionately believes insurance should be more easy, accessible and enjoyable – and always put the customer first.

KoverNow is on a mission to help everyday people protect the things they love most. We do this with insurance that’s simpler, more flexible and always puts the customer first by adding value to their lifestyle. Today, we cover personal items and travels: tomorrow we’ll add next-generation insurance products focused on pets, e-mobility and more.

Meet our management

Stephan Kaiser, CEO

Stephan has spent two decades as a Financial Institutions Industry specialist in investment banking. Throughout the time in banking, he has been focusing on insurance innovation, -products, -capital and market aspects. In 2019, the ex-high school friends Robert and Stephan teamed up again to apply their joint experience in KoverNow.

Robert Clara, CRO

Robert is a senior international technology marketing leader with more than 20 years of experience within the e-commerce, customer experience and channel markets. Before co-founding KoverNow with Stephan, he was responsible for Global Demand Generation at hybris software which was acquired by SAP in 2013.

John Trotter, CSO & MD Hong Kong

John is a financial services business development expert with a wealth of international experience, having led the business development teams for Tesco, AXA, Sun Life and QBE. He has led partnership deals in Europe and Asia and has set up direct-to-customer insurance channels for several large global insurers. As a specialist in digital partnerships and eco-systems across multiple industry sectors and geographies, John will be responsible for expanding KoverNow’s customer base beyond Singapore and launching its popular digital insurance app in Hong Kong.

Prof. Juin-Kuan Chong, Non-Executive Director

Juin-Kuan is Associate Professor of Marketing at the National University of Singapore. He is a behavioral scientist and data scientist by training, and currently carries out research focusing on the challenges of nudging people to adopt useful technology. As a non-executive director at KoverNow, he is helping us adopt mechanisms to gain a more in-depth understanding of the behaviors of today’s consumers and their changing buying patterns.

Join our team

As a company, we believe that diverse perspectives bring more creative thinking. We constantly strive to find the best talent that will strengthen our inclusive culture.

Do you have an innovative mind-set and a can-do attitude? Passionate about transforming insurance or pioneering AI-driven business models?

If this sounds like you, drop us a line and we’ll be happy to talk.

Current career opportunities:

Address & Imprint


KoverNow Pte. Ltd.
4 Battery Road, #25-01 Bank of China Building
Singapore 049908


Executive directors: Stephan Kaiser, Robert Clara
Non-executive Directors: Professor Juin-Kuan Chong 
UEN: 202007205G
Certified by SFA (Singapore Fintech Association): RA23010001