Imagine insurance as flexible as Netflix. That’s what we’ve created at KoverNow—a subscription-based insurance model that gives you the freedom to cover your valuables exactly when you need it, without being tied to long contracts. With this innovative approach, KoverNow offers an easy way to protect your cherished items such as luxury watches, jewellery, handbags, cameras, laptops, and more.
Why Subscription-Based Insurance?
Subscriptions are the new norm. According to the Subscription Economy Index by Zuora, 78% of adults globally are enrolled in at least one subscription service. Our CEO, Stephan Kaiser, recognized this trend and brought it into the world of insurance. KoverNow to designed to give you full control over your coverage with a subscription model that works just like your favorite streaming service.
How KoverNow Policies Work?
- Start or Cancel Anytime: Life is full of changes, and sometimes coverage needs to change, too. With KoverNow, you’re not locked into a rigid policy; it’s as easy to pause or cancel as it is to start, matching the pace of modern lifestyles.
- Flexible Plans: KoverNow offers three subscription plans to suit different needs—3, 6, and 12 months. For those needing short-term coverage, a three-month option can cover a high-value item for a season, while the longer options work well for anyone seeking ongoing peace of mind.
Easy Claims, Worldwide Coverage
Unexpected events do not confine to business hours. Our app makes claiming a breeze. In an event of covered loss or damage, submit your claim with just a few taps anytime on the KoverNow App, anywhere and anywhere. No more lengthy phone calls or back-and-forth emails; it’s an entirely digital process designed to be intuitive and quick.
Why You Should Choose KoverNow
KoverNow takes customer experience to another level, contrasting sharply with more traditional insurance companies. Here’s how KoverNow stacks up:
- Traditional Insurers: Typically, insurance providers demand lengthy contracts with limited cancellation options and fixed premium terms. This lack of flexibility can feel restrictive, especially when customers’ needs change over time.
- KoverNow’s Flexibility: With KoverNow’s subscription-based approach, policies can be adjusted as often as needed—whether that means switching from 3 months to 12 or pausing coverage altogether.
- On-Demand Coverage: Most insurers require a cumbersome underwriting process, often with multiple steps just to insure your valuables, particularly high-value items. KoverNow streamlines this, providing instant coverage and easy renewals through a mobile app.
- Claims Experience: Filing a claim with traditional insurers can involve heavy paperwork. KoverNow’s 24/7 in-app claim feature is a standout, ensuring a smooth experience.
With its innovative approach to item and travel insurance, KoverNow is redefining the way people insure their prized possessions. Accessible, flexible, and designed for modern consumers, it’s no wonder many are calling it the “Netflix of Insurance.”
