Our API-first, industry-leading infrastructure gives you everything you need to launch and scale digital insurance for luxury and collectible assets—delivering a proven last-mile solution for customers built from by live insurance operations.
KoverNow Tech supports multiple deployment models, allowing partners to adopt digital specie insurance in a way that aligns with their operating structure, distribution strategy, and technical capability.
Deliver rich, branded digital specie insurance products and experiences via an app with configurable workflows, branding and feature extensions.
Integrate individual digital insurance capabilities such as onboarding, asset valuation, quote-and-bind into your existing systems using modern APIs.
Each capability can be deployed independently or combined into an end-to-end digital insurance journey for luxury and collectible assets. All modules are the same technology used in KoverNow’s own regulated insurance operations, providing partners with first-hand, production-proven infrastructure.
Regulatory compliance needs state of the art onboarding experiences that do not compromise speed or customer conversion, whilst delivering sound KYC and Sanctions processes and monitoring. KoverNow Tech delivers digital onboarding and compliance infrastructure for identity verification, sanctions screening, and eligibility checks seamlessly within their customer journeys. The onboarding module integrates easily with existing systems and supports flexible localization across markets, allowing partners to adapt compliance workflows without rebuilding core processes.
Key Benefits
Instant, mobile-first process
Remove onboarding friction
Ongoing compliance monitoring (KYC/AML/Sanctions)
Adaptable to jurisdictional requirements
KoverNow Tech provides a specie-focused asset valuation data delivering continuously updated asset reference and market price data for luxury and collectible assets.
Key Benefits
24/7 access to of 60K+ asset values, including vintage pieces
Normalized, insurance-ready asset data
Mark-to-market values for pricing and underwriting
Live asset data with historic information to drive valuations
Claims support for loss or replacement
Customers expect instant pricing and immediate coverage confirmation. KoverNow Tech’s quote and bind capability delivers real-time quotation and policy binding for high-value and collectible assets, removing manual underwriting bottlenecks from the purchase journey. Built on a modular, API-driven architecture, the system enables partners to integrate pricing and binding logic directly into their platforms and to expand product offerings by extending existing endpoints.
Key Benefits
Modern RESTful API accessibility
Instant quoting, binding and issuance
Digital policy document generation and delivery
Midterm endorsements and policy modifications
Payment gateway to insurers and partners
KoverNow Tech delivers digital claims notification capabilities tailored to specie assets, supporting structured claims intake and transparent status tracking across channels.
Key Benefits
Simplified digital claims initiation
Structured data capture at first notice
Seamless handoff to specialist claims handlers
KoverNow Tech can provide centralized customer management system that support full visibility across policies, customers and renewals across partners and products.
Key Benefits
Real-time premium and claims reporting
Dedicated platform with secure pricing rules, data and report storage
Dedicated management dashboard
Billing, invoicing, and payment functionality
Intuitive user interface
Deliver seamless digital experiences across the insurance value chain, from onboarding and quotation to servicing and claims, purpose-built for luxury and collectible assets.
Our technology operates independently from regulated insurance activities, providing partners with clean governance, compliance confidence, and flexibility across markets.
Built and refined through daily use in regulated insurance environments in Singapore (MAS) and Hong Kong (HKIA), our market-proven platform is designed to perform reliably at scale for specialist asset classes.
Adopt our platform through white-label solutions or modular API services—aligned to your operating model and regulatory requirements.
KoverNow Tech (KOVERNOW TECH PTE. LTD.) is the dedicated technology arm of the KoverNow Group, created to provide digital insurance infrastructure to insurers, reinsurers, and distribution partners operating in specialty and specie insurance markets. Developed through KoverNow’s regulated insurance operations in Singapore and Hong Kong, the platform has been shaped by real-world customer usage and continuous operational feedback. By clearly separating regulated insurance activities from technology delivery, KoverNow Tech enables partners to adopt, integrate, and scale digital specie insurance solutions with confidence, flexibility, and regulatory clarity.
