Insure your passion on the KoverNow APP. Get ready for smarter, seamless insurance with worldwide protection.
Get ready for smarter, seamless insurance with worldwide protection. All on the KoverNow APP.
Collecting luxury pieces is a passion, and insuring them shouldn’t be a hassle. At KoverNow, we’ve completely reimagined insurance to be as effortless as it is secure. Partnering with top-tier insurers, we provide comprehensive coverage without the headaches of traditional policies. No more endless paperwork or confusing terms—just quick, simple protection for your cherished items, all through our easy-to-use app. In just a few taps, you’re covered!
Hong Kong’s first app-based insurance for luxury items
Protect your timepiece with the most comprehensive insurance in the market
Insure your designer handbag collection with no hassle
Secure the sparkle with tailored protection
Choosing KoverNow is a no-brainer
You can get personalized quotes within minutes and your policy kicks in right away.
Wherever you are, your beloved pieces are protected. Just travel and relax.
In an event of loss, there is no deductible so don't worry about it.
Your watches, jewellery and handbags enjoy all-risk protection against loss, damage and theft.
Hear from KoverNow users in Singapore
Ray Tan
KoverNow is the simplest and easiest insurance I’ve ever purchased! I insured a Rolex which my wife bought me as a birthday gift, super quick process and I don’t have to deal with any agents!
Yasmin Abdullah
Luxury insurance made simple. I love how KoverNow lets me manage everything on my phone without complicated forms.
Wilson Huber
I invest a fair bit in watches, and normally home content insurance can’t cover everything. KoverNow really knows the market value of these watches, and amazingly, the premium is so afforable.
Vincent Chua
Most travel insurance has a cap on pay-outs. Luckily, I found KoverNow online that offers specific insurance for my luxury pieces with adequate coverage, their app is also very intuitive to use.
Lynnn Phyo
I’ve treated myself to a Cartier Tank, and while it’s a joy to wear, the fear of losing it constantly lurks in the back of my mind. KoverNow is a life-saver!
Darren Lim
The premium is always fair and I can manage all my policies in one place which is amazing, I no longer have to spend ages digging up the information from my mailbox
Fiona Goh Li Xuan
It’s so easy to get the watch insured on KoverNow. One time I scraped the case of my Seiko and made a claim. Got fully covered for the repair cost and the process is super simple.
Lydia Teo
My place was broken into a year ago, one of my favourite necklaces was stolen which was upsetting. KoverNow’s efficient claim process made a difficult time much easier.
Sarah M
KoverNow made insuring my wedding ring so easy. I feel so much more secure now especially when I travel. I’ve got questions before insuring my ring as it’s my first time using KoverNow and the team was efficient and supportive in answering my enquiries.
Quick Setup
Simply take a photo of your item, upload it together with the receipt(s) and selfie(s) with item to the app, you will get a quote instantly.
24/7 Claims
Unexpected events happen at unexpected times. You can always file a claim on our app anytime, anywhere.
Automatic Revaluation
The only app that offers revaluation upon policy renewal, ensuring your luxury pieces are fully covered always with a fair premium.
Manage Your Policies in One Place
You can add an item to insure or cancel your policy at any time. Your policy, your control!
Circles Group is a specialist insurance provider with more than 12 years of experience in dealing with a range of insurance products specifically designed to cover risks which are not generally catered for in the Hong Kong insurance industry.
More about Circles Group
