Protection for your luxury watch with insurance that stands the test of time.
Why KoverNow Luxury Watch Insurance is great for you
You can get personalized quotes within minutes on the KoverNow app and your policy kicks in right away.
Wherever you are, your beloved pieces are protected. Just travel and relax.
In an event of loss, there is no deductible so don't worry about it.
Enjoy high-limit cover with all-risk protection that home policies cannot provide.
HK$685/year
HK$39,891 IWC 371609 Portugieser Chronograph
HK$1,140/year
HK$66,558 Jaeger-LeCoultre Reverso Classic Medium Duoface
HK$1,836/year
HK$107,226 Rolex Datejust 41 126333
HK$4,955/year
HK$289,723 Audemars Piguet Royal Oak Selfwinding 41mm
HK$5,860/year
HK$342,651 Rolex 126509
Cosmograph Daytona
HK$11,502/year
HK$672,685 Patek Philippe Nautilus 5712 Stainless Steel
Above values are market values and can vary.
Please note that we base quotes and premiums on a number of factors including market price, purchase date and more. Your actual quote may be different than the example shown.
*Above values are market values and can vary.
**Please note that we base quotes and premiums on a number of factors including market price, purchase date and more. Your actual quote may be different than the example shown.
Ensuring your cherished timepieces are always fully covered
Precise Daily Valuations
Trust in our partnership with WatchCharts to seamlessly integrate accurate daily valuations for your timepieces. Confidently insure your watches, knowing their precise worth.
Value Tracking for Insured Watches
Unlock this feature on the KoverNow app by insuring your watch. Monitor the market value fluctuations of your watches, covering over 30,000 recognized models on our database.
WatchCharts is a premier authority in the watch market, providing trusted data to collectors and professionals worldwide (New York Times, The Guardian, Bloomberg, HODINKEE, etc.). Learn more
What to do when the unexpected happens
Quick Setup
Simply take a photo of your item, upload it together with the receipt(s) and selfie(s) with item to the app, you will get a quote instantly.
24/7 Claims
Unexpected events happen at unexpected times. You can always file a claim on our app anytime, anywhere.
Automatic Revaluation
The only app that offers revaluation upon policy renewal, ensuring your luxury pieces are fully covered always with a fair premium.
Flexible Policy
Collections tend to grow, so your policy can be adjusted to include any additions to your collection.
Hear from KoverNow users in Singapore
Circles Group is a specialist insurance provider with more than 12 years of experience in dealing with a range of insurance products specifically designed to cover risks which are not generally catered for in the Hong Kong insurance industry.
More about Circles Group
© Copyright 2025 KoverNow (Hong Kong) Limited
KoverNow (Hong Kong) Limited (License No. GA1069) is registered in accordance with the Insurance Companies Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency for distribution of insurance products in Hong Kong.
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