Luxury Watch Insurance

Protection for your luxury watch with insurance that stands the test of time.

What's Covered

Theft & Loss

Accidental Damage

Worldwide Travel

Fire

Flooding

Pets

What Sets Us Apart

Why KoverNow Luxury Watch Insurance is great for you

Instant Quotes

You can get personalized quotes within minutes on the KoverNow app and your policy kicks in right away.

Worldwide Coverage

Wherever you are, your beloved pieces are protected. Just travel and relax.

Zero Deductible

In an event of loss, there is no deductible so don't worry about it.

Investment Protection

Enjoy high-limit cover with all-risk protection that home policies cannot provide.

Approximate Coverage Costs

HK$685/year

HK$39,891 IWC 371609 Portugieser Chronograph

HK$1,140/year

HK$66,558 Jaeger-LeCoultre Reverso Classic Medium Duoface

HK$1,836/year

HK$107,226 Rolex Datejust 41 126333

HK$4,955/year

HK$289,723 Audemars Piguet Royal Oak Selfwinding 41mm

HK$5,860/year

HK$342,651 Rolex 126509
Cosmograph Daytona

HK$11,502/year

HK$672,685 Patek Philippe Nautilus 5712 Stainless Steel

Above values are market values and can vary.

Please note that we base quotes and premiums on a number of factors including market price, purchase date and more. Your actual quote may be different than the example shown.

Approximate Coverage Costs

*Above values are market values and can vary.

**Please note that we base quotes and premiums on a number of factors including market price, purchase date and more. Your actual quote may be different than the example shown.

Enhanced Valuation and Tracking

Ensuring your cherished timepieces are always fully covered

Precise Daily Valuations

Trust in our partnership with WatchCharts to seamlessly integrate accurate daily valuations for your timepieces. Confidently insure your watches, knowing their precise worth.

Value Tracking for Insured Watches

Unlock this feature on the KoverNow app by insuring your watch. Monitor the market value fluctuations of your watches, covering over 30,000 recognized models on our database.

WatchCharts is a premier authority in the watch market, providing trusted data to collectors and professionals worldwide (New York Times, The Guardian, Bloomberg, HODINKEE, etc.). Learn more

File a Claim

What to do when the unexpected happens

The KoverNow App

Quick Setup

Simply take a photo of your item, upload it together with the receipt(s) and selfie(s) with item to the app, you will get a quote instantly.

24/7 Claims

Unexpected events happen at unexpected times. You can always file a claim on our app anytime, anywhere.

Automatic Revaluation

The only app that offers revaluation upon policy renewal, ensuring your luxury pieces are fully covered always with a fair premium.

Flexible Policy

Collections tend to grow, so your policy can be adjusted to include any additions to your collection.

Their words, Not Ours

Hear from KoverNow users in Singapore

Underwritten by Leading Insurance Provider

Circles Group is a specialist insurance provider with more than 12 years of experience in dealing with a range of insurance products specifically designed to cover risks which are not generally catered for in the Hong Kong insurance industry. 

More about Circles Group