Stephan Kaiser Answers on the Asia InsurTech Podcast: Can Luxury Goods Insurance Go 100 % Digital?

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KoverNow

KoverNow is a passion-driven Insurtech company that specializes in digital insurance for luxury items and collectibles. It is a licensed corporate insurance agent in Singapore and Hong Kong.

Our founder & CEO Stephan Kaiser just sat down with Michael Waitze on the Asia InsurTech Podcast to ask one big question: if you can buy luxury goods online, why can’t you insure it just as fast? In 25 brisk minutes they unpack the tech, the hurdles, and the vision driving KoverNow.

Episode Highlights

  • Luxury‑ecommerce surge: 30 % of luxury purchases now happen online, and 60 % are driven by Gen Z & Millennials
  • 5-minute cover test: Why a Harry Winston ring can be insured in a few MRT rides with the KoverNow app
  • Three burglaries, zero payout joy: Stephan’s nine‑month claims ordeal sparked our “lock‑in‑the‑value upfront” model—so you don’t haggle when trouble hits
  • Point-of-sale protection: Unpack how luxury retailers can embed instant insurance at checkout and send customers home with true peace of mind

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