Items

Bought something new? Just snap a picture of the item and receipt and use our App to get covered. Your item will be added to the Vault with all your other valuables. Just sold your insured laptop? Cancel with a swipe. Or instantly extend the cover for your camera when going on holiday.

Easy and flexible

Add or remove an item, switch cover on or off, and the premium is instantly recalculated. You decide which items you want to cover and when. Easy.

Focus on things you love

How much does it all cost? It’s entirely up to you and what you most treasure. Create a plan tailored to your priorities. That’s you first insurance.

Get set up in minutes

To begin adding things to your Vault, you’ll need the KoverNow App on your phone or tablet. Download it free from the Apple Store or Google Play. Signing up is really fast and easy. What’s more, you can store items in your Vault and track their value for free. You’ll only be charged a monthly premium if you ‘switch on’ cover for any items.

 

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Key features

  • Protect your valuables with the Current Market Value.
  • Ideal for those who only want to pick and choose a few valuables to protect.
  • Enjoy complete flexibility as your needs change. Never be over or underinsured.
  • Premiums always reflect the Current Market Value.
  • Add items to your Vault. See at a glance what’s covered and for how much.
  • Want to insure an item? Take a picture. Add some details. And your premium is instantly calculated.
  • Link your payment cards and our AI will remind you to insure new purchases.
  • Cancel or resume cover at any time
  • Add additional coverage as you need
  • Going abroad? Switch on roaming for items you’re taking with you.

Have you considered?

  • What’s most valuable to you and what can you least afford to lose?
  • Is this the best option if you’re a flat sharer rather than a homeowner?