Store things you own in your Vault and track the current value of every item and matching premium – completely for free. You’ll only be charged when you actually insure something. Costs are always transparent and will never exceed what’s displayed in the Vault. Plus there’s no laborious paperwork or lengthy wait for a quote.

Something you want to protect?
Just take a picture of your item and the corresponding receipt.
A simpler, smarter way to protect the things you love
Finally, insurance that puts you in control. That offers more of the cover you want: less of the cost, paperwork and hassle you don’t.
Items Kover
From tablets to tiaras: simplicity that’s priceless
Bought something new? Just snap a picture of the item and receipt and use our App to get covered. Your item will be added to the Vault with all your other valuables. Just sold your insured laptop? Cancel with a swipe. Or instantly extend the cover for your camera when going on holiday.
Why choose KoverNow?

KoverNow’s innovative products are completely different to traditional insurance.
Store what you most love in the Vault and see everything at a glance. The value of each item and the premium you need to pay is always clearly visible. Keep as many things as you want in your Vault with no obligation to insure.

KoverNow’s innovative products are completely different to traditional insurance.
Want to protect something and happy with the premium? Simply switch on cover for that item and it’s instantly insured. You can also switch off cover whenever you want.

KoverNow’s innovative products are completely different to traditional insurance.
Store what you most love in the Vault and see everything at a glance. The value of each item and the premium you need to pay is always clearly visible. Keep as many things as you want in your Vault with no obligation to insure.

KoverNow’s innovative products are completely different to traditional insurance.
Want to protect something and happy with the premium? Simply switch on cover for that item and it’s instantly insured. You can also switch off cover whenever you want.