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Cushion your laptop from the hard knocks in life.

Be productive wherever you are. Continue working, streaming, and being connected globally without having to worry about loss and damage.

Protect your work from being interrupted.

Hours of talking to salespeople, dozens of different forms to fill, opaque pricing with inflexible long contracts are making you confused and frustrated. Don’t let your busy lifestyle be tainted with paperwork – You should have control over this.

Kovernow puts you in control

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Fully Digital Process

Kovernow offers a door-to-door insurance service, from pricing to policy purchase and claims. Do it completely digitally on our mobile app.

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Transparent & Instant Quote

Just add some basic information on your watch and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your watch, so you will always be insured for the right amount.

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Protection for Loss and Damage

Our Policies (underwritten by QBE Singapore) cover both loss and damage. For your damaged watch you will be reimbursed for the repair cost, for lost watches you will be paid the agreed value.

Focus on what truly matters.

We understand you want to enjoy using it without the frustration of long insurance processes.

With Kovernow:
  • A database of laptop prices (updated daily!) for accurate valuation points
  • All processes are completely digital
  • In-app support

Protect your laptop quickly and easily with Kovernow

Upload your laptop
Select your laptop from our laptop database to get the most accurate valuation and data.
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Get your insurance quote
Your monthly quote is based on your laptop’s current market valuation. That way you will never be over- or underinsured.
Purchase Kover

Simply pay the policy and it will automatically renew every month. Your laptop is now protected and you can cancel anytime.

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Making a claim has never been simpler.

You may conveniently claim through our in-app claims module. All we require is a description of events that transpired and possibly supporting documents which you can upload via the app.

Your policy reprices every 30 days to adjust to market value. You can cancel it at any point in time if you no longer need coverage.

What do we insure?

We insure against loss and damage caused by events that involve you. So if you drop your laptop by accident and it gets damaged, we take care of the cost of repair or replacement. In the unfortunate event that your laptop is stolen, you will receive the actual value stated in the Vault.

In contrast to a warranty, which covers your laptop for mechanical failure, we cover events that involve you.

Home contents cover is limited to your home and is not all risk. These home policies typically come with deductibles and caps on value of personal effects.

Kovernow
Home Insurance
Warranty
Theft
Damage
Global Cover
No Appraisal
Required
No Deductibles
Mechanical Failure
All-Risk
Only at home + Deductible
& Cap
Not always
if laptop is more than cap
Example Pricing Table
Laptop Model Value (SGD) Monthly Premium (SGD)
Microsoft Surface Laptop 5 13.5” 256GB 1,588 3.18
Apple Macbook Pro 13” M2 512GBV 2,179 4.17
Lenovo ThinkPad X1 Carbon Gen 10 14” 1TB 3,050 5.63

Whether you are a professional working remotely or a student with places to go, we are here to help.

Most homeowners’ policies are designed to protect your home contents only and typically exclude or limit laptop coverage. So, if your laptop costs more than the coverage limits, you will not be able to fully recover any loss.

KoverNow Digital Insurance, underwritten by QBE, provides “all-risk” cover for most cases of loss (no deductible) and damage so that you can protect your laptop easily and focus on using them wherever you are.

Memberships & Certifications & Insurance Partners

Insurance that
puts you first.

Download the KoverNow App to protect your laptop today.

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Stay in touch!

25% off 1st month

for all policy purchases before 31/12/2022*

*discount is calculated as % of price pre transaction cost and tax

Enter your email to receive your special discount for Holidays:

Thank You !