Be productive wherever you are. Continue working, streaming, and being connected globally without having to worry about loss and damage.
Hours of talking to salespeople, dozens of different forms to fill, and opaque pricing with inflexible long contracts are making you confused and frustrated. Don’t let your busy lifestyle be tainted with paperwork – You should have control over this.
KoverNow offers a door-to-door insurance service, from pricing to policy purchase and claim. Do it completely digitally on our mobile app.
Just add some basic information on your laptop and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your laptop, so you will always be insured for the right amount.
Our policies (underwritten by QBE Singapore) cover both loss and damage. For your damaged laptop, you will be reimbursed for the repair cost; for a lost laptop, you will be paid the agreed value.
We understand you want to enjoy using it without the frustration of long insurance processes.
With KoverNow:
Simply pay the policy and it will automatically renew every month. Your laptop is now protected and you can cancel any time.
You may conveniently claim through our in-app claims module. All we require is a description of events that transpired and possibly supporting documents which you can upload via the app.
Your policy reprices every 30 days to adjust to market value. You can cancel it at any point in time if you no longer need coverage.
We insure against loss and damage caused by events that involve you. So if you drop your laptop by accident and it gets damaged, we take care of the cost of repair or replacement. In the unfortunate event that your laptop is stolen, you will receive the actual value stated in the Vault.
In contrast to a warranty, which covers your laptop for mechanical failure, we cover events that involve you.
Home contents cover is limited to your home and is not all-risk. These home policies typically come with deductibles and cap on value of personal effects.
if laptop is more than cap
| Laptop Model | Value (SGD) | Monthly Premium (SGD) |
|---|---|---|
| Microsoft Surface Laptop 5 13.5” 256GB | 1,588 | 3.18 |
| Apple Macbook Pro 13” M2 512GBV | 2,179 | 4.17 |
| Lenovo ThinkPad X1 Carbon Gen 10 14” 1TB | 3,050 | 5.63 |
Whether you are a professional working remotely or a student with places to go, we are here to help.
Most homeowners’ policies are designed to protect your home contents only and typically exclude or limit laptop coverage. So, if your laptop costs more than the coverage limits, you will not be able to fully recover any loss.
KoverNow Digital Insurance, underwritten by QBE, provides “all-risk” cover for most cases of loss (no deductible) and damage so that you can protect your laptop easily and focus on using it wherever you are.
Download KoverNow to protect your laptop today.
