Cushion your laptop from the hard knocks in life.

Be productive wherever you are. Continue working, streaming, and being connected globally without having to worry about loss and damage.

Protect your work from being interrupted.

We understand you want to focus on your work and enjoy using your laptop without the frustration of long insurance processes. Whether you are a professional working remotely or a student with places to go, we are here to help. 

KoverNow puts you in control

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Fully Digital Process & Flexible Runtimes

Kovernow offers a door-to-door insurance service, from pricing to policy purchase and claims. Within our App you manage your policies anytime and anywhere. The minimum runtime is only 30 days. After this period you can either extend for another 30 days or cancel. 

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Transparent & Instant Quote

Just add some basic information on your laptop and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your laptop, so you will always be insured for the right amount. In the case of questions our customer service is there for you.

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Global Protection against Loss and Damage

Our Policies (underwritten by QBE Singapore) cover both loss and damage – globally. For your damaged laptop you will be reimbursed for the repair cost, for lost laptops you will be paid the agreed value. All claims are done within the app and after approval by our insurance partners you will get instantly re-imbursed.

Protect your laptop quickly and easily with KoverNow

Upload your laptop

Select your laptop from our laptop database to get the most accurate valuation and data.

Get your insurance quote

Your monthly quote is based on your laptop’s current market valuation. That way you will never be over- or underinsured.

Purchase Kover

Simply pay the policy and it will automatically renew every month. Your laptop is now protected and you can cancel any time.

Making a claim has never been simpler.

You may conveniently claim through our in-app claims module. All we require is a description of events that transpired and possibly supporting documents which you can upload via the app.

Your policy reprices every 30 days to adjust to market value. You can cancel it at any point in time if you no longer need coverage.

What do we insure?

We insure against loss and damage caused by events that involve you. So if you drop your laptop by accident and it gets damaged, we take care of the cost of repair or replacement. In the unfortunate event that your laptop is stolen, you will receive the actual value stated in the Vault.

In contrast to a warranty, which covers your laptop for mechanical failure, we cover events that involve you. Home contents cover is limited to your home and is not all-risk. These home policies typically come with deductibles and cap on value of personal effects.

Home Insurance
Global Cover
No Appraisal
No Deductibles
Mechanical Failure
Only at home + Deductible
& Cap
Not always
if laptop is more than cap
Example Pricing Table
Laptop Model Value (SGD) Monthly Premium (SGD)
Microsoft Surface Laptop 5 13.5” 256GB 1,588 4.53
Apple Macbook Pro 13” M2 512GBV 2,179 6.07
Lenovo ThinkPad X1 Carbon Gen 10 14” 1TB 3,050 8.28
Memberships & Certifications & Insurance Partners

Our laptop insurances are underwritten by QBE Singapore. For customer identification (KYC) we use SingPass. This cooperation allows the secure capture of customer-specific data. Furthermore, KoverNow is SFA certified and subject to their regulations.

Insurance that
puts you first.

Download KoverNow to protect your laptop today.