Travel insurance is vital to safeguard your health during trips, but it can pose challenges with limited coverage for luggage. But with KoverNow, you’ll peacefully enjoy your travel without any concerns of potential risks to your well-being nor your valuables.
1. Getting To Know KoverNow
What is KoverNow?
KoverNow is a mobile-based digital insurance platform designed to cater to the diverse needs of modern travelers. As a licensed insurance agent registered with the Singapore General Insurance Association, KoverNow offers comprehensive personal item and travel insurance solutions.
What Does KoverNow Offer?
- Personal Item Insurance: KoverNow provides coverage for valuable items such as cameras, luxury watches, laptops, jewelry, and handbags. This coverage extends globally, offering protection against accidental damage, loss, and theft.
- Travel Insurance: comprehensive coverage of medical protection up to S$1,000,000 with COVID-19 extensions. Besides, there are inconvenience benefits like travel delay, bonus features such as home protection.
This bundle allows you to get comprehensive protection not only of your health but also your luggage. The unique pay-as-you-go model allows you to cancel anytime, providing flexibility akin to popular subscription services like Netflix.
Both types of insurance are underwritten by QBE Insurance (Singapore) Pte Ltd. which currently receives insurer financial strength ratings of A from Standards & Poor’s – stable outlook.
2. Navigating the Purchase Process with KoverNow
How to Purchase Insurance with KoverNow?
KoverNow has simplified the insurance purchasing process, making it accessible through their mobile app. Here’s a quick step-by-step guide:
- Download the App: Start by downloading the KoverNow app on your smartphone via App Store or Google Play Store.
- Get an Instant Quote: Upload your item information directly from their extensive database to receive an instant quote.
- Update Payment Information: Once satisfied with the quote, update your payment information.
- Purchase Immediately: Complete the purchase without any delay or wait time, utilizing payment options such as credit card, Google Pay, or Apple Pay.
3. Unlocking Max Miles Benefits with KoverNow Insurance
How Many Max Miles Do I Gain?
Max Miles, the reward system partnered with KoverNow insurance, offers a plethora of redemption options. Here’s a breakdown of how you can earn and utilize Max Miles:
Earning Max Miles:
- 500 Max Miles for travel insurance.
- 15 Max Miles per dollar spent on all other insurance.
KoverNow is offering 1,000 Max Miles for each travel insurance plan, limited to first 50 persons.
Calculation Example:
- If your Sony camera is valued at S$2,700, your premium is S$12.5, and you earn 187.5 Max Miles.
Redemption Options:
- Trade for miles or points at 20+ leading airline loyalty programs at a 1:1 ratio.
- Cash-for-Miles with selected airlines and hotels.
- Gift card redemption at a conversion rate of 100 Max Miles to S$1.
No Special Conditions or Limitations:
- There are no special conditions or limitations to consider when it comes to earning Max Miles through KoverNow. The transparency and simplicity of the process make it a compelling reason for travelers to choose KoverNow for their insurance needs.