Hours of talking to salespeople, dozens of different forms to fill, opaque pricing with inflexible long contracts are making you confused and frustrated. Don’t let your passion be tainted with paperwork -You should have control over this.
Kovernow offers a door-to-door insurance service, from pricing to policy purchase and claims. Do it completely digitally on our mobile app.
Just add some basic information on your watch and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your watch, so you will always be insured for the right amount.
Our Policies (underwritten by QBE Singapore) cover both loss and damage. For your damaged watch you will be reimbursed for the repair cost, for lost watches you will be paid the agreed value.
We understand you want to enjoy using it without the frustration of long insurance processes.
Select your bag from our camera database to get the most accurate valuation and data.
Your monthly quote is based on your camera’s current market valuation. That way you will never be over- or underinsured.
Simply pay the policy and it will automatically renew every month. Your camera is now protected and you can cancel anytime.
You may conveniently claim through our in-app claims module. All we require is a description of events that transpired and possibly supporting documents which you can upload via the app.
Your policy reprices every 30 days to adjust to market value. You can cancel it at any point in time if you no longer need coverage.
We insure against loss and damage caused by events that involve you. So if you drop your bag by accident and it gets damaged, we take care of the cost of repair or replacement. In the unfortunate event that your bag is stolen, you will receive the actual value stated in the Vault.
In contrast to a warranty, which covers your bag for manufacturing defects, we cover events that involve you.
Home contents cover is limited to your home and is not all risk. These home policies typically come with deductibles and caps on value of personal effects.
if camera is more than cap
| Camera Model | Value (SGD) | Monthly Premium (SGD) |
|---|---|---|
| Canon PowerShot G7 X Mark III | 999 | 3.31 |
| Sony RX10 IV | 2,499 | 7.50 |
| Canon EOS R5 Body with RF-24-105mm Lens | 6,800 | 19.54 |
| Nikkor Z 800mm f/6.3 VR S | 9,699 | 27.65 |
| Leica M11 (body only) | 13,040 | 37.00 |
Whether you are a professional photographer with multiple cameras or a beginner looking to protect your first camera kit, we are here to help.
Most homeowners’ policies are designed to protect your home contents only and typically exclude or limit camera coverage. So, if your camera costs more than the coverage limits, you will not be able to fully recover any loss.
KoverNow Digital Insurance, underwritten by QBE, provides “all-risk” cover for most cases of loss (no deductible) and damage so that you can protect your cameras easily and focus on using them wherever you are.
Download the KoverNow App to protect your camera today.
