Keep focusing wherever you are

Enjoy taking your camera and lenses wherever an unbeatable frame presents itself – worldwide. Cover your camera and equipment against loss and damage when on the road.

Focus on what truly matters.

Whether you are a professional photographer with multiple cameras or a beginner looking to protect your first camera kit. Don’t let your passion be tainted with paperwork,  hours of talking to salespeople and opaque pricing with inflexible long contracts. We are here to help.

Kovernow puts you in control

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Fully Digital Process & Flexible Runtimes

Kovernow offers a door-to-door insurance service, from pricing to policy purchase and claims. Within our App you manage your policies anytime and anywhere. The minimum runtime is only 30 days. After this period you can either extend for another 30 days or cancel. 

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Transparent & Instant Quote

Just add some basic information on your camera and lenses and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your equipment, so you will always be insured for the right amount. In the case of questions our customer service is there for you.

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Global Protection against Loss and Damage

Our Policies (underwritten by QBE Singapore) cover both loss and damage – globally. For your damaged camera/lense you will be reimbursed for the repair cost, for lost cameras and equipment you will be paid the agreed value. All claims are done within the app and after approval by our insurance partners you will get instantly re-imbursed.

Protect your cameras and equipment quickly and easily with KoverNow

Upload your camera and lenses

Select your bag from our camera database to get the most accurate valuation and data.

Get your insurance quote

Your monthly quote is based on your camera’s current market valuation. That way you will never be over- or underinsured.

Purchase Kover

Simply pay the policy and it will automatically renew every month. Your camera is now protected and you can cancel anytime.

Making a claim has never been simpler.

You may conveniently claim through our in-app claims module. All we require is a description of events that transpired and possibly supporting documents which you can upload via the app.

Your policy reprices every 30 days to adjust to market value. You can cancel it at any point in time if you no longer need coverage.

What do we insure?

We insure against loss and damage caused by events that involve you. So if you drop your bag by accident and it gets damaged, we take care of the cost of repair or replacement. In the unfortunate event that your bag is stolen, you will receive the actual value stated in the Vault.

In contrast to a warranty, which covers your bag for manufacturing defects, we cover events that involve you. Home contents cover is limited to your home and is not all risk. These home policies typically come with deductibles and caps on value of personal effects.

Home Insurance
Global Cover
No Appraisal
No Deductibles
Mechanical Failure
Only at home + Deductible
& Cap
Not always
if camera is more than cap
Example Pricing Table
Camera Model Value (SGD) Monthly Premium (SGD)
Canon PowerShot G7 X Mark III 999 4.73
Sony RX10 IV 2,499 11.09
Canon EOS R5 Body with RF-24-105mm Lens 6,800 29.30
Nikkor Z 800mm f/6.3 VR S 9,699 41.62
Leica M11 (body only) 13,040 55.74
Memberships & Certifications & Insurance Partners

Our camera insurances are underwritten by QBE Singapore. For customer identification (KYC) we use SingPass. This cooperation allows the secure capture of customer-specific data. Furthermore, KoverNow is SFA certified and subject to their regulations.

Insurance that
puts you first.

Download the KoverNow App to protect your camera today.