Worried about taking your vintage handbag out for dinner? Why not insure your favorite piece against damage and loss and enjoy the night out? It’s a Birkin and not a handbag after all.
Hours of talking to salespeople, dozens of different forms to fill, opaque pricing with inflexible long contracts are making you confused and frustrated. Don’t let the joy of owning luxury bags be tainted with paperwork -You should have control over this.
Kovernow offers a door-to-door insurance service, from pricing to policy purchase and claims. Do it completely digitally on our mobile app.
Just add some basic information on your watch and we will provide an instant premium quote. Your premium will be updated monthly based on the latest valuation of your watch, so you will always be insured for the right amount.
Our Policies (underwritten by QBE Singapore) cover both loss and damage. For your damaged watch you will be reimbursed for the repair cost, for lost watches you will be paid the agreed value.
You’ve made the plunge and rewarded yourself with that bag. Now flaunt it to the world! We understand you want to enjoy using it without the frustration of long insurance processes.
Select your bag from our luxury bag database to get the most accurate valuation and data.
Your monthly quote is based on your bag’s current market valuation. That way you will never be over- or underinsured.
You may conveniently claim through our in-app claims module. All we require is a description of events that transpired and possibly supporting documents which you can upload via the app.
Your policy reprices every 30 days to adjust to market value. You can cancel it at any point in time if you no longer need coverage.
if bag is more than cap
| Bag Model | Value (SGD) | Monthly Premium (SGD) |
|---|---|---|
| Prada Top Handle Tote Militare | 3,200 | 6.48 |
| Louis Vuitton Virgil Abloh Black | 9,189 | 17.65 |
| Chanel Black Quilted Caviar Medium Classic Double Flap Gold Hardware | 16,258 | 30.84 |
| Hermes Black Togo Birkin 35 Palladium | 26,852 | 50.60 |
| Hermes Vert Cypress Clemency Kelly 28 | 31,795 | 59.82 |
Whether you are a luxury bag collector or looking to protect your first luxury purchase, we are here to help.
Most homeowners’ policies are designed to protect your home contents only and typically exclude or limit luxury bag coverage. So, if your bag costs more than the coverage limits, you will not be able to fully recover any loss.
KoverNow Digital Insurance, underwritten by QBE, provides “all-risk” cover for most cases of loss (no deductible) and damage so that you can protect your luxury bags easily and experience the joy of using them wherever you are.
Download the KoverNow App to protect your bag today.
